AnnuityReplacement.com
Run My Numbers

Upgrade Your Annuity

You refinance your home when rates become more favorable. Why not your annuity? Many older contracts were issued in lower-rate environments — today's market may unlock higher rates and better income.

Trusted by retirees nationwide$2.1B in annuities reviewedLicensed specialists

Why Upgrade

Three reasons today's annuities outperform yours.

If your annuity is more than five years old, it was almost certainly designed for a different interest-rate environment.

Higher Returns

Modern annuities offer significantly higher cap rates and crediting strategies than contracts sold just a few years ago.

Tax-Free Transfers

Use an IRS Section 1035 Exchange to move your funds to a better contract without triggering a taxable event.

Lower Fees

Eliminate outdated, expensive riders and high internal fees that have been quietly dragging down your account.

The Real Cost

The hidden costs draining your old annuity.

Most annuity owners have no idea how much their outdated contract is silently costing them every year.

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Stagnant Growth

Stuck in a low-rate environment from years past — while today's contracts offer dramatically higher caps.

Stop losing growth. See your numbers in 60 seconds.

Free, no-obligation comparison. Powered by licensed annuity specialists.

Step 1 of 1060-second assessment

What year did you purchase your current annuity?

This helps us estimate the rate environment your contract was built around.